The bank account contract is a real “atypical contract” stipulated under Italian law between the customer and the bank. It is governed by the specific provisions contained in the contract, by the Italian Civil Code, and by Legislative Decree 385/1993. The bank agrees to perform direct/indirect debit/credit operations on the customer’s direct/indirect orders, in exchange for a fee. The account holder can dispose of the sums at his disposition at any time, subject to compliance of the notice period as
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